Kratko Payment Intelligence API

The only API that combines BIN intelligence, decline code analysis, fraud scoring, and merchant risk into a single call. Built by a payments veteran with 23 years across JP Morgan Chase, First Data, and KeyBank managing $4B+ in transaction volume. ### Response includes - Plain-English recommendation (RETRY / RETRY WITH CAUTION / DECLINE / BLOCK / REVIEW) - Retry strategy with optimal retry…

8.7/10 popularity
151 ms avg latency
100% success rate
1 endpoints
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Kratko Payment Intelligence API endpoints

MethodEndpointDescription
GET Payment Intelligence
/v1/tools/payment-intelligence
Full-spectrum payment transaction analysis. Returns retry strategy, fraud risk, decline interpretation, and plain-English recommendation in one call.

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