Israeli Mortgage Calculator
## Israeli Mortgage Pro Calculator The most comprehensive Israeli mortgage API available. Built on Bank of Israel regulations. ### Endpoints | Endpoint | Description | |----------|-------------| | **Monthly Payment** | Calculate payments for multi-track mixed mortgages | | **Affordability** | How much can you borrow based on income & Israeli DTI/LTV rules | | **Compare** | Compare up to 10…
Israeli Mortgage Calculator endpoints
| Method | Endpoint | Description |
|---|---|---|
| Calculator | ||
| POST |
calculateMonthly /api/v1/calc/monthly |
Calculate monthly mortgage payments for a mixed mortgage with multiple tracks. Supports Prime, Fixed, CPI-Linked, and Variable rate tracks. Returns per-track breakdown plus totals. |
| POST |
analyzeRefinance /api/v1/calc/refinance |
Analyze whether refinancing an existing mortgage is worthwhile. Calculates monthly savings, total savings, break-even point (months), and provides a clear recommendation. |
| POST |
compareScenarios /api/v1/calc/compare |
Compare 2-10 mortgage scenarios side by side. Each scenario is a set of tracks. Returns best option for monthly payment, total cost, and flexibility. |
| POST |
checkAffordability /api/v1/calc/affordability |
Calculate maximum loan amount based on income, existing debts, and property type. Uses Bank of Israel regulations: DTI (Debt-to-Income) limits and LTV (Loan-to-Value) limits per… |
| Simulation | ||
| POST |
monteCarloSimulation /api/v1/calc/simulate |
Run Monte Carlo simulation (100-10,000 scenarios) to stress-test a mortgage against varying market conditions — prime rate changes and CPI fluctuations. Returns statistical… |
| Market Data | ||
| GET |
getBankRates /api/v1/calc/rates |
Returns current Israeli mortgage interest rates from 4 major banks (Leumi, Hapoalim, Mizrahi, Discount), the prime rate, LTV limits per property type, and standard track templates. |
Israeli Mortgage Calculator pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | — |
|
| PRO Recommended | $29 / month | — |
|
| ULTRA | $79 / month | — |
|
| MEGA | $149 / month | — |
|